How to Protect Yourself from Florida Storm Chasers & Insurance Fraud

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Protect your Home & Business
From Storm Chasers & Insurance Fraud

Disclaimer:

Collis Roofing is not acting as a public adjuster. The information provided on this page does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this page may not constitute the most up-to-date legal or other information. This page contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; Collis Roofing does not recommend or endorse the contents of the third-party sites.

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Choose Collis Roofing!

Avoid Florida roofing scams by using a reputable roofing contractor Collis Roofing Use caution when speaking with contractors who may pose as being local, licensed, insured and have Workers Compensation and do not sign anything or offer any monetary payments without checking these companies out.

You can find out if a company is licensed by visiting the Florida Department of Business & Professional Regulation.

Signs that you might be dealing with a storm chaser or a contractor that is looking to commit insurance fraud for a profit.

While Collis Roofing will be in many neighborhoods knocking on doors asking if homeowners need help, you may also be greeted with an unexpected knock or door hanger by a company you do not recognize.

The news has also reported storm chasers and insurance fraud from licensed, local contractors. Many of these companies door knock, leave door hangers and leave yard signs offering free roofs with no deductible or cost to homeowners, have high pressure tactics and similar color uniforms. Use caution before allowing anyone into your home, business or on your roof as not every contractor uses background checks and drug free policies like Collis Roofing. Research any company before you give anyone any money or sign any legally binding documents such as a contract.

If a contractor is asking you to pull a permit on their behalf to “save money”, as this is often to protect them because they have no insurance or Workers Compensation, opening you up to potential personal injury, wrongful death lawsuits and more against your homeowner's insurance and yourself personally should these workers become injured on the job at your home or business.

All contractors are required to collect the deductible on any insurance claim. While your insurance should pay for any legitimate claims for storm damage, any contractor that is offering you a roof for free without paying your deductible is felonious insurance fraud. Insurance fraud can also be caused by discounting your deductible or mechanical damage that the contractors cause to try and create false insurance claims.

Do Your Research:

Check the news and Google for historical stories over the past few years on roofing contractors who already have a negative history with:

  • Insurance fraud through false claims, mechanical damage and more
  • High pressure sales and solicitation harassment in no solicitation zones
  • Operating without proper licensing, insurance, etc.
  • Using out of state products that do not meet the requirements of Florida weather for UV, humidity and algae, often coming from storm chasers or roofing contractors with offices outside of Florida
Check Documentation

Ask for and check the authenticity of the following documents:

Collis Roofing, No Storm Chasers Allowed

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Notice:

If in the unfortunate event that you suspect your home or business sustains any storm damage speak with your insurance or a public adjuster first. A roofing contractor cannot act as your public adjuster in the state of Florida, manage or negotiate any claim on your behalf.

Insurance:

Your insurance will guide you throughout the process. After you have spoken with your insurance and they have found that you have a legitimate claim, then contact a contractor you know and trust to perform the work within the scope your insurance carrier has provided to you.

Collis Roofing Is Here For The Long Run

Collis Roofing, a family owned and operated roofing and home improvement contractor, has been here supporting Florida homeowners and business owners for 29 years with ethical practices, commitment to safety and consumer awareness and excellence in workmanship, and we will continue to be here in the years to come should you need us.